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So its been the day we have eagerly waited for, everyone looking at property in Timperley, Altrincham has waited with baited breath.

We have sat in anticipation for what lies ahead for the Timperley, Altrincham housing market and our sellers and buyers. Rishi has waved his magic wand and we must say we were left feeling positive with plenty to look forward too!

 

STAMP DUTY

Stamp duty has been made exempt until 30th June 2021 for all property purchases up to £500,000

All property purchases up to £250,000 will be exempt from stamp duty until 30th September 2021

Mortgage Guarantee – Allowing first time buyers to benefit from a government guarantee scheme to purchase a home with as little as 5% deposit . Such lenders like Lloyds, Barclays, NatWest and HSBC have signed to this scheme.

 

How will this work out for you?

 If you are currently in the process of buying your home you no longer need to worry about the end of March being your cut off date to complete, this is now extended to 30th June 2021 giving you the extra months for completion

If you are thinking about selling you need to do this NOW, a extension has thankfully been granted but don’t expect another. Instructing Thompson’s to help sell your home. We with our unique personal service can help ensure that we get you to reach these deadlines in time, but you need to act now to ensure you get a buyer, accept an offer and we can begin the conveyancing journey.

 

5% mortgages – what great news for the first time buyers !!! You’ll either have your 5% deposit in savings as you planned to buy before Covid-19 OR you have managed to save up during Lockdown and you’re ready to buy your first home. Either way with the 95% backed government mortgage guarantee, it is a lot more feasible for first time buyers to get onto the property ladder.

 

Where do you go for your mortgage though? We advise you use an independent advisor, you need someone who isn’t just salaried. We recommend Matt from Poole Family Financial, who like Thompson’s is a local family still in the area helping local families like his own. Matt is great to deal with, he has a welcoming personal approach and he will look for the best mortgage to suit your needs, whilst providing an outstanding customer service.

Having the personal contact with one advisor, instead of being on hold onto a bank just to get an update is worth its weight in gold and plus you can keep it all under one umbrella as Poole Family Financial work excellently with Thompson’s.

 

We have been very excited about Wednesdays budget and we couldn’t of hoped for a better outcome.

The market has remained buoyant over the pandemic and through lockdown. We can say we have helped multiple buyers and vendors secure properties though this difficult time. However, with this announcement we can move even further forward going from strength to strength and we look forward to helping you sell your home and find you a new one.

 

If you have considered selling and have been waiting for this positive news, now is the time to get Thompson's out to value your home and help you take advantage of these new changes. You can call us to arrange your free, no obligation valuation on 0161 532 4455,  07960 342858 (call,text or whatsapp), This email address is being protected from spambots. You need JavaScript enabled to view it. or on any of our social media platforms .

 

We look forward to hearing from you 

 

Thompson's

 

 

 

 

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